| 1 | How does financial literacy impact on inclusive finance?显示文摘Inclusive finance is a core concept of finance that makes various financial products and services accessible and affordable to all individuals and businesses,especially those excluded from the formal financial system.One of the leading forces affecting people’s ability to access financial services in rural areas is financial literacy.This study investigated the impacts of financial knowledge on financial access through banking,microfinance,and fintech access using the Bangladesh rural population data.We employed three econometrics models:logistic regression,probit regression,and complementary log–log regression to examine whether financial literacy significantly affects removing the barriers that prevent people from participating and using financial services to improve their lives.The empirical findings showed that knowledge regarding various financial services factors had significant impacts on getting financial access.Some variables such as profession,income level,knowledge regarding depositing and withdrawing money,and knowledge regarding interest rate highly affected the overall access to finance.The study’s results provide valuable recommendations for the policymaker to improve financial inclusion in the developing country context.A comprehensive and long-term education program should be delivered broadly to the rural population to make a big stride in financial inclusion,a key driver of poverty reduction and prosperity boosting. | Morshadul Hasan Thi Le Ariful Hoque | 2021 | Financial Innovation2021，7，1： | 5 |
| 4 | A multi-purpose National Forest Inventory in Bangladesh:design,operationalisation and key results显示文摘Background:National forest inventory and forest monitoring systems are more important than ever considering continued global degradation of trees and forests.These systems are especially important in a country like Bangladesh,which is characterised by a large population density,climate change vulnerability and dependence on natural resources.With the aim of supporting the Government’s actions towards sustainable forest management through reliable information,the Bangladesh Forest Inventory(BFI)was designed and implemented through three components:biophysical inventory,socio-economic survey and remote sensing-based land cover mapping.This article documents the approach undertaken by the Forest Department under the Ministry of Environment,Forests and Climate Change to establish the BFI as a multipurpose,efficient,accurate and replicable national forest assessment.The design,operationalization and some key results of the process are presented.Methods:The BFI takes advantage of the latest and most well-accepted technological and methodological approaches.Importantly,it was designed through a collaborative process which drew from the experience and knowledge of multiple national and international entities.Overall,1781 field plots were visited,6400 households were surveyed,and a national land cover map for the year 2015 was produced.Innovative technological enhancements include a semi-automated segmentation approach for developing the wall-to-wall land cover map,an object-based national land characterisation system,consistent estimates between sample-based and mapped land cover areas,use of mobile apps for tree species identification and data collection,and use of differential global positioning system for referencing plot centres.Results:Seven criteria,and multiple associated indicators,were developed for monitoring progress towards sustainable forest management goals,informing management decisions,and national and international reporting needs.A wide range of biophysical and socioeconomic data were collected,and in some cases integrated,for estimating the indicators.Conclusions:The BFI is a new information source tool for helping guide Bangladesh towards a sustainable future.Reliable information on the status of tree and forest resources,as well as land use,empowers evidence-based decision making across multiple stakeholders and at different levels for protecting natural resources.The integrated socioeconomic data collected provides information about the interactions between people and their tree and forest resources,and the valuation of ecosystem services.The BFI is designed to be a permanent assessment of these resources,and future data collection will enable monitoring of trends against the current baseline.However,additional institutional support as well as continuation of collaboration among national partners is crucial for sustaining the BFI process in future. | Matieu Henry Zaheer Iqbal Kristofer Johnson Mariam Akhter Liam Costello Charles Scott Rashed Jalal Md.Akhter Hossain Nikhil Chakma Olaf Kuegler Hossain Mahmood Rajib Mahamud Mohammad Raqibul Hasan Siddique Khaled Misbahuzzaman Mohammad Main Uddin Mohammed Al Amin Farid Uddin Ahmed Gael Sola Md.Baktiar Siddiqui Luca Birigazzi Mahmudur Rahman Ilias Animon Saimunnahar Ritu Laskar Muqsudur Rahman Aminul Islam Heather Hayden Frida Sidik Mondal Falgoonee Kumar Rakibul Hassan Mukul Hossain Nishad Ariful Hoque Belal Asif Reza Anik Abdul Khaleque Md.Shaheduzzaman Syed Shahadat Hossain Tariq Aziz Md.Tauhidor Rahaman Ruhul Mohaiman Patrick Meyer Purnata Chakma A.Z.M.Manzoor Rashid Sourav Das Shrabanti Hira Mohammed Jashimuddin Mohammad Mahfuzur Rahman Karl Wurster Sarder Nasir Uddin Abul Kalam Azad S.M.Zahirul Islam Laurent Saint-André | 2021 | Forest Ecosystems2021，8，1： | 0 |
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